What your travel insurance policy should cover

Emergency medical cover

The main purpose of travel insurance is to cover you for the potentially high cost of medical treatment and repatriation if you are injured or fall ill abroad. This should include:

• Emergency medical treatment costs, including hospital charges and ambulance fees
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• Returning you home following medical treatment abroad if you cannot use your original ticket
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• Temporary emergency dental treatment for the relief of immediate pain
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• 24 hours assistance helplines to offer support and advice about appropriate treatment

It is important to answer any questions from your insurance provider about your medical history fully and honestly. Withholding details of your medical history may mean you are not fully covered.